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/401k Planning

Mid-June Update

Deciding When To Take Social Security:  Retirement Planning Deciding when to take Social Security benefits is one of the most important decisions one will make for retirement. You may either base the decision strictly on monetary benefits, or your decision may be more personally based. The important question is when to start taking benefits, at [...]

By | 2019-06-18T11:08:00-05:00 June 18th, 2019|401k Planning, IRAs, Retirement, Social Security|0 Comments

Mid-September 2018 Update

Download in PDF Format for Easy Printing of the Entire Update Corporate Profits Hit New Record:  Economy Revised estimates released on 8/29 revealed that the U.S. economy grew at 4.2% (Annual rate) in Q2 of this year, slightly better than the initial estimate of 4.1%.  Included in this release were estimates of corporate profits; On [...]

By | 2018-10-25T11:45:23-05:00 September 13th, 2018|401k Planning, Planning, Retirement|0 Comments

Facts About Familiarity Bias (Part 2 of 2)

In part 1 of this post we discussed the first-way familiarity bias harms retirement investors:  concentration risk. Because investors are familiar with a business or an investment, the feeling is that it's safe, while in reality too much of any one investment is risky. In this short video (approx. 2 minutes) Evan Levine, President and founder of Complete [...]

By | 2017-10-19T11:46:46-05:00 October 19th, 2017|401k Planning|0 Comments

Facts About Familiarity Bias (Part 1 of 2)

You're presented with two 401k investments, one you immediately recognize and the other you don't. Which do you pick? Many participants will pick the one that is most familiar, without sufficient evidence that is the best for them. Familiarity can make investments feel less risky even if, in reality, they are not.  Familiarity can also lead to other [...]

By | 2017-10-13T17:28:07-05:00 October 12th, 2017|401k Planning|0 Comments

Caveat Emptor. New risks for 401k Plan sponsors

When it comes to your 401k plan, do you know what to do?  With the Affordable Care Act regulations getting all the attention, you may not have heard that 401k plan sponsors are now facing significantly increased risks.  Developments have come up from regulators and participant litigation that now require employers offering 401k plans to [...]

By | 2017-10-03T17:39:29-05:00 September 28th, 2017|401k Planning|0 Comments