Mid-August Update

For Every Amazon There are Hundreds of Vonages   If someone had invested $100.00 in Amazon’s IPO (initial public offering) in 1997, it would have grown to over $100,000 today which can make us wonder if diversification is the smartest approach to retirement income investing. Why not just invest in the next Amazon IPO? Then [...]

By | 2019-08-20T14:10:35-04:00 August 15th, 2019|Economy, Income|0 Comments

What are Fixed Indexed Annuities?

Introduction In the 31 years, I have been practicing retail financial services and retirement income planning, I have never been a big proponent of annuities, in general. My research found annuities to be too expensive and complex; too rigid and not tax efficient. But recently, when two of my wealthy, cautious investors expressed interest in [...]

By | 2018-08-09T12:48:07-04:00 August 9th, 2018|Annuities, Income, Investing|0 Comments

Trends you need to know about retirement income investing

When an American retired in the 50’s or 60’s they often did so with a full pension, social security and a life expectancy of 9 or 12 years. The future retiree should expect less income from corporate pensions and government entitlements and perhaps 20, 25 years or more of active and/or assisted retirement years. Advancements [...]

By | 2017-10-26T12:14:04-04:00 October 26th, 2017|Income, Investing, Planning, Retirement|0 Comments